January: One Year In A Year by Anuma Maxwell "How wisely do you spend ?" When I looked at the calendar today and saw that it had five Saturdays, my heart skipped a beat, a whole five weeks!!! would be filled with its regular expenses and have a very slow income. How did we even get here? Let's take a look back at the last month, which was filled with a lot of feasting and celebration; it's been dubbed "DETTY DECEMBER."Savings were depleted, extra income was spent, and despite the high cost of goods and services, we were able to enjoy minor luxuries... But then, January comes, salary earners wait till the end of the month, businesses and various service providers have a slow patronage rate as many people begin to spend judiciously; the month goes in very slow motion. What then is the way forward? It all has to do with our self-discipline and our ability to spend wisely during December, a month filled with feasting and celebration; but th...